How does pnc points work




















No, we do not charge shipping or handling fees for standard delivery of merchandise and gift cards. Although rare, occasionally rewards will be out of stock.

You will be sent a back order notification by mail that will include an estimated ship date. Generally, your rewards order will be sent to you within four to six weeks of placing your rewards order, or shipped as soon as the reward is back in stock. No, rewards cannot be returned or exchanged. However, merchandise rewards can be returned to us if they are damaged and you return them within 10 days of your receipt of the reward.

Please contact us for return shipping instructions. If you have forgotten your password, go to Forgot Password for instructions or contact us. Rewards What types of rewards are available for redemption? You can use points for amazing travel experiences, must-have electronics and gadgets, gift cards to name-brand restaurants and retailers, and more! Communications How can I get Rewards emails? You can sign up to receive Rewards emails from us.

These emails contain key program information, hints on how to earn more and highlight featured redemption options. PNC reserves the right to cancel this email program at any time for any reason. We may email you information about any changes in your PNC points account, including profile updates and redemption requests.

You can choose not to receive any electronic communications from us. Go to Communications, and you can update your preferences. You can indicate your PNC points program disclosure preference to receive future updates to your program terms and conditions and certain other disclosures by email from PNC points. If you did not indicate your preference to receive these and you decide you would like to receive these terms and conditions by email, go to Communications , and you can change your preference.

If your email address is not already confirmed, you will see an Email Address Confirmation Required message on the Welcome page that will include a link to resend the confirmation email.

If you do not see an Email Address Confirmation Required message, your email address has been confirmed and you do not need to take any further action. Security and Data Use Is redeeming points online secure? We highly value our cardholders' security and have made points redemption on the PNC points website extremely safe.

Please read privacy policy for more information. A cookie is a small data file that contains a unique identifier. Cookies can be used to store information about you and your web server session on your hard drive. Cookies can also be used to link your computer to information stored in a separate location. See privacy policy for a description of the PNC points program use of cookies. Requests like these are often scams and PNC and Visa take great care to avoid sending any email that could be confused with these scams.

If you receive an email purporting to be from PNC that you believe is not legitimate, please forward it to abuse pnc. Security questions are another way to verify who you are. That gives you 4, points at the end of the month. Do you want to book an exciting travel getaway?

Treat yourself to a spa experience? Donate to your favorite charity? Or use them on some new items for your home or wardrobe? The online rewards page is easy to navigate.

Chose the category of reward you want to look at and browse through the offers. Beware though: points expire 48 months after they are earned.

To avoid losing them, after you open your account, set a reminder for 46 months from that date. These points are, sadly, not very valuable when you consider their cash equivalent. Many rewards programs have points or miles worth 1 cent each, but PNC points work out to less than a quarter of a cent each.

The benefits for this card, while not outstanding, are solid. Current PNC customers, or those who are open to banking with them, enjoy the most rewards. PNC gives you bonus points on the base points you earn with your card if you maintain specific accounts. Streamline your finances when you pair this card with other banking options from PNC. Access your account information in one location with your PNC visa login. You can easily check your balance and points available with your PNC Bank credit card login info anytime and anywhere.

This card offers an intro 0 percent APR for 12 billing cycles on new purchases and balance transfers made within the first 90 days of account opening. After that, the rate goes up to a lower-than-average among rewards credit cards rate of However, it shines when it comes to the number of points it earns day in and day out. Additionally, it has one of the lower spending thresholds that need to be reached to get the welcome bonus. That way, you can cover all of your bases when it comes to getting rewarded for your purchases.

The offers that appear on this site are from companies from which Bankrate. This compensation may impact how and where products appear on this site, including, for example, the order in which they may appear within listing categories. Other factors, such as our own proprietary website rules and the likelihood of applicants' credit approval also impact how and where products appear on this site.

Every reasonable effort has been made to maintain accurate information. However all credit card information is presented without warranty. After you click on the offer you desire you will be directed to the credit card issuer's web site where you can review the terms and conditions for your selected offer. You can apply for the card regardless of whether you bank with PNC if you live in the District of Columbia or one of the following states:.

If you live elsewhere, you'll need to have a deposit account with PNC that's active and in good standing to apply, according to the bank. The goal with any rewards card is to amass a stash of points that you can redeem for stuff you want. In terms of the number of points you get back, you'd be hard-pressed to find a flat-rate card that tops it.

This could mean an eye-popping 7 points per dollar spent for those in the highest tier. You can redeem for things like cash, travel, gift cards and merchandise.

For cash back and gift cards, a PNC point is worth 0. That's a pitiful valuation when compared with many other rewards cards that earn points valued at a full penny or more each. But it's helpful to consider the math. An exception to the card's 0. A PNC spokesperson notes that points are worth the most when redeemed for flights, followed by hotels and then cash.

In this scenario, a point is worth 0. Plenty of other rewards cards can take you farther and with less complexity. Speaking of complexity, in many cases the breakdown of how many PNC points you need for a particular item can be a head-scratcher.



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